nib Group Medical Information Page
You're Covered With Go Media
As a valued member of the Go Media team, Aynsley and Associates are excited to announce a fully subsidised health insurance program for staff with 1+ years of service. You have been provided with nib's Premier Health Business plan with $1,000 excess. This program is incredibly valuable and ensures you can stay on top of your health when you need it most.
This webpage has been designed to provide information and quote indications for adding additional benefits and/or immediate family members.
You have 90 days from the start date of your policy to make changes to your policy without the need for any medical underwriting. Changes you can make to your policy include:
Adding immediate family members (with cover for pre-existing conditions).
Adding additional policy options. These include specialist cover, GP cover, dental & optical cover, non-PHARMAC cover, and more. Click here to read more about non-PHARMAC cover.
Buydown your excess from $1,000 to $500, $250, or $0. If you expect to make a few claims then this could be of interest to you.
nib's Premier Health Policy
Immediate pre-existing conditions cover (excluding general exclusions, and Serious Condition Lump Sum option).
Modify policy with additional benefits. Select from a range of excess levels and options to implement a policy that's best fit for your family.
Waived stand down periods on GP, Dental & Optical and Specialist Options when added within 90 days of policy commencement.
Comprehensive Cover. Up to $300k for surgical cover, $200k medical cover, Cancer treatment & specific major diagnostics.
Extension of concessions to immediate family members of employees, when added within 90 days of policy commencement or marriage.
Purchase Non-Pharmac Cover. nib's recent addition allows people to purchase cover for Medsafe approved 'super-drugs' up to $300k.
Examples of procedures covered under nib's premier health policy. Refer to the policy document for full T&Cs.
Cancer surgeries and treatment (chemotherapy and radiotherapy)
Sinus and nasal surgeries
GP minor surgeries
Hip and knee surgeries
Non-surgical hospitalisation e.g. asthma
Skin lesion surgeries
Extraction of wisdom teeth
Specific major diagnostic tests
Tonsil, adenoids and grommets
And many more
Fill in the white squares and drop-down buttons to get a quote estimation based on the level of cover you or your family require. If you are entering details on an iPad or similar device, double-tap the white boxes to select and input. If you are happy to proceed with your desired options, take a screenshot of the quote tool and send this to email@example.com along with names, DOBs and genders of the insured members
Modify Your Policy - Form
Want to add a partner and/or children (under 21) to your policy? Want to add additional benefits or reduce your excess amount? Fill in the form below and Aynsley and Associates will be in touch with a range of options. In order to make changes to your policy, nib requires the completion of a direct debit form and an email - it's that easy.
Using a 38-year-old male
Adding a Partner
Female aged 38
No additional options
Monthly Premium: $70.13
Adding a Partner & Children
Female (38) and two children (<21)
No additional options
Monthly Premium: $107.65
Female (38) and two children (<21)
$1,000 Excess & Specialist Option
Buydown Personal Excess to $500 & specialist cover
Adding a Partner, Children & Options
Monthly Premium: $201.90
What is an excess?
Just like with your car or home insurance, an excess is a contribution you’re required to pay towards a Hospital claim you make on your policy. It’s paid directly to the hospital when you’re admitted for treatment. The higher the excess, the lower the monthly premium.
How long do I have to make changes to my policy?
You have 90 days from your policy start date to make changes without the need for underwriting. Your acceptance certificate mentions your policy start date.
How does this nib policy compare to other policies in the market?
nib's Premier Health Policy is a very well-rated policy in the current market - our independent research provider has allocated it a core score of 94/100. However, the key point is that pre-existing conditions are covered under this policy, which is extremely rare in the market. This policy matrix illustrates how nib's policy is rated against the current insurance market.
Why health insurance?
The public health system in New Zealand offers free or low cost treatment at public hospitals for Kiwis, but high demand and the rising cost of providing healthcare creates challenges.
If you need non-urgent treatment, you might be put on a waiting list which can lead to stress and uncertainty. How long you wait may depend on the severity of your condition.
If your condition is not accident-related, treatment costs won’t be covered by ACC (the Accident Compensation Corporation).
You may have less control over when and where you are treated.
That’s where private health insurance comes in.
You have the choice of private treatment and surgery without relying on the public health system.
You can choose who you see and when you are treated.
Faster treatment means you can get back on your feet quicker, whether that be for work or play.
You have peace of mind as your health insurer will cover approved costs for expensive private treatments and surgeries.
How do I lodge a claim with nib?
With medical insurance, it's best practice to seek pre-approval for upcoming consultations/procedures. This ensures you're covered ahead of time. With nib, there are two ways of lodging a claim - the first is via the website or app, and everything you need to know can be found here. If you prefer filling in a form, then the second method is via nib's claim form. Once completed, send this form to firstname.lastname@example.org and we will lodge with this nib.