Disclosure V3
Disclosure V3
Aynsley and Associates response to COVID-19
Aynsley and Associates response to COVID-19
Aynsley and Associates response to COVID-19
Aynsley and Associates response to COVID-19
Life Insurance
Aligned Services
Aynsley and Associates specializes in the implementation and ongoing management of life and health insurance solutions. Since 1962, we have provided expert guidance to thousands of families and businesses, ensuring comprehensive coverage and peace of mind for when you need it most.
Why Life Insurance?
Life insurance is about protecting what matters most—your family, your business, and your financial future. It ensures that in the event of the unexpected, your loved ones are supported, debts are covered, and long-term goals remain within reach.
At Aynsley and Associates, we believe life insurance is an essential part of a well-rounded financial plan. It provides peace of mind, knowing that your family will be looked after, mortgages and other financial commitments can be met, and businesses can continue to operate smoothly.
Financial Security for Your Family
If something happens to you, life insurance provides your loved ones with a financial safety net. It helps cover everyday expenses, replace lost income, and ensure your family can maintain their standard of living.
Debt & Mortgage Protection
A life insurance payout can help settle outstanding debts, including a mortgage, personal loans, and educational costs. This prevents your family from being burdened with financial stress during an already difficult time.
Security When You Can’t Work
An illness or injury could prevent you from working for weeks, months, or even years. Insurance can ensure you can continue meeting financial commitments like mortgage payments, household bills, and everyday living expenses.
Business Continuity & Succession Planning
For business owners, life insurance can ensure the smooth transition of a company by covering expenses, funding buy-sell agreements, or providing key person protection to keep operations running.
Our Numbers
We take pride in the trust our clients place in us. With decades of experience, we manage significant levels of cover, ensuring families, businesses, and individuals have the financial protection they need. Our numbers reflect our commitment to delivering tailored insurance solutions and ongoing support when it matters most. Whether it’s life, health, or income protection, we’re here to help secure your future with confidence.
$745M+
Capital sums under management - Life, Trauma and Total Permanent Disability covers
1.9k+
Number of lives protected across all life and health insurance policies
$713k
Average life cover sum insured across all insurers
63
Years providing Life & Health insurance advice to New Zealanders
$485M+
Total income protection benefits payable across the wait/benefit period
10 years
Average age of a retail policy that is managed by Aynsley and Associates
Life Insurance Solutions
Life insurance can be complex, with a wide range of products available from multiple providers. Choosing the right coverage to suit your personal circumstances requires careful consideration. At Aynsley and Associates, we have the expertise to assess your unique needs and recommend a tailored solution that aligns with your financial goals and budget. Our guidance ensures you receive the right protection with confidence and clarity. Some of the options available are:
Life Cover
Provides a lump sum payment if you pass away or are diagnosed with a terminal illness. It helps repay debt, cover expenses, replace lost income, and provide financial stability for your family.
Trauma Cover
Also known as critical illness cover, this provides a lump sum if you are diagnosed with a serious medical condition such as cancer, heart attack, or stroke. This payout can help cover treatment costs, mortgage payments, or everyday expenses while you recover.
Income Protection
Pays a percentage of your income if you are unable to work due to illness or injury. This ensures you can continue meeting financial commitments, such as mortgage payments, children's education costs, and daily expenses while focusing on recovery.
Mortgage Protection
Designed to cover your mortgage repayments if you are unable to work due to illness, injury, or redundancy. This helps safeguard your home and provides peace of mind during difficult times.
Total & Permanent Disability
Provides a lump sum payment if you become permanently disabled and are unable to work again. This can help cover medical expenses, rehabilitation costs, home modifications, or ongoing living expenses.
Private Health Cover
Covers the cost of private medical treatment, giving you faster access to specialists, diagnostic tests, and elective surgeries. It helps reduce wait times and ensures you receive the best possible care when you need it.
And More
Insurance is a vast topic. Other benefits include Key Person cover, Loss of Revenue cover, Specific Injury coverage, Household Expenses cover, Terminal Illness cover, Funeral Cover, Hybrid products, and more.
Why Aynsley and Associates?
Advice Technology
Aynsley and Associates have developed advanced advisory modelling tools to precisely assess your current and future insurance needs. Our tailored approach ensures you have the right level of coverage to protect your financial security at every stage of life.
Industry Experience
Aynsley and Associates are multi-generational life insurance practitioners. We continuously strive to be at the forefront of insurance innovation and have been recognized as industry leaders in New Zealand.
Sector Specialist
We master what we do – and we only do what we master. Aynsley and Associates only advises and places insurance policies in the life and health insurance domain.
