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Accuro Group Medical Information Page

Accuro Amnesty Period - Ending 31 July

As a member of the CerebralFix / Gaming Rewards subsidised medical insurance program, Accuro is providing an amnesty period where you can add immediate family members, additional benefits, or buy-down your excess amount without the need for medical underwriting. All Accuro require is the completion of a short benefit form - zero questions are asked about your health. 

This means pre-existing conditions are covered. If you missed out on modifying your policy or adding family when you first got your policy, you now have a golden opportunity to do this before 31 July. This webpage has been designed to provide you with information about your policy, a quote tool to get an indicative cost for modifying benefits / adding family, and access to the required forms. 

Benefit Summary

Accuro's Staffcare+ Policy

Immediate pre-existing conditions cover (excluding general policy exclusions).

Modify policy with additional benefits. Select from a range of excess levels and options to implement a policy that's best fit for your family.

Access to Best Doctors,  a second opinion from the world’s leading specialists, at no extra cost.

Comprehensive Cover. Up to $300k for general surgery, $300k for oral surgery, $40,000 Non-PHARMAC cover.

Extension of concessions to immediate family members of employees, when added before 31 July

Children can stay on the policy until their 25th birthday. Other insurers stop child coverage at age 21.

Procedures Covered

Examples of procedures covered under Accuro's StaffCare+  health policy. Refer to the policy document for full T&Cs.

Cancer surgeries and treatment (chemotherapy and radiotherapy)

Heart surgery

Hip and knee surgeries

Prophylactic surgery

Specific major diagnostic tests

Extraction of wisdom teeth

GP minor surgeries

Physiotherapy

Home nursing

And many more

Mental Health Navigator
Benefit of the Specialist Plan

A unique benefit offering of Accuro's specialist plan is access to their Mental Health Assist service. This is designed to "break down barriers by providing fast, comprehensive and confidential access to a team of mental health professionals."  

 

This service will connect you to a team of health professionals including a nurse, psychologist and psychiatrist. This team will review your condition, make a diagnosis or review an existing diagnosis and treatment plan and make recommendations for future steps. The mental health nurse will continue to support you once you have completed the process.

 

You can expect a consultation within 10 days. More information on this here:

QUOTE TOOL

Fill in the white squares and drop-down buttons to get a quote estimation based on the level of cover you or your family require. If you are entering details on an iPad or similar device, double-tap the white boxes to select and input. If you're happy to proceed with the quote, fill in the options form below.

Lets Get Started

Complete this form with your selected options for yourself and/or your family. Once submitted, Aynsley and Associates will be in touch to confirm the indicative quote and the next steps to proceed with implementing your cover.

FAQs

What is an excess?

Just like with your car or home insurance, an excess is a contribution you’re required to pay towards a Hospital claim you make on your policy. It’s paid directly to the hospital when you’re admitted for treatment. The higher the excess, the lower the monthly premium.

How does this Accuro policy compare to other policies in the market?

Accuro's staffcare+ is well-rated policy in the current market - our independent research provider has allocated it a core score of 89/100. However, the key point is that pre-existing conditions are covered under this policy, which is extremely rare in the market. This policy matrix illustrates how Accuro's policy is rated against the current insurance market.

Why health insurance?

The public health system in New Zealand offers free or low cost treatment at public hospitals for Kiwis, but high demand and the rising cost of providing healthcare creates challenges.

  • If you need non-urgent treatment, you might be put on a waiting list which can lead to stress and uncertainty. How long you wait may depend on the severity of your condition.

  • If your condition is not accident-related, treatment costs won’t be covered by ACC (the Accident Compensation Corporation).

  • You may have less control over when and where you are treated.

 

That’s where private health insurance comes in.

  • You have the choice of private treatment and surgery without relying on the public health system.

  • You can choose who you see and when you are treated.

  • Faster treatment means you can get back on your feet quicker, whether that be for work or play.

  • You have peace of mind as your health insurer will cover approved costs for expensive private treatments and surgeries.

How do I lodge a claim with Accuro?

With medical insurance, it's best practice to seek pre-approval for upcoming consultations/procedures. This ensures you're covered ahead of time. With Accuro, there are two ways of lodging a claim - the first is via the website or app, and everything you need to know can be found here. If you prefer filling in a form, then the second method is via Accuro's claim form. Once completed, send this form to hello@aynsley.co.nz and we will lodge with this Accuro, or send this directly to accuro_claims@accuro.co.nz.