Off the shelf solutions go stale.

Since the early 60's our fresh thinking has characterised the way we work. We have highly developed skills at transferring our client's risks away from the family and business and onto powerful insurers.

Some of our recent thoughts are...

Life Insurance in a Low Interest/Inflation Environment.
Families purchase life insurance for many different reasons. Whatever way a family uses life insurance it comes down to one thing, that is income. more...

Human Life Values
What is the value of a human life?
This question has been asked throughout history, and I am sure there is no accurate answer. more...

Trusts - Forever?
Over the last decade our governments have systematically reduced major forms of "wealth axes". more...

Free-Holding the Home - Planning for Retirement?
We believe that the first priority when investing for retirement is to freehold the family home. more...

What's the Drill with Income Protection Insurance?
Over the last decade most New Zealand life insurance companies have aggressively marketed what is known as Income Protection Insurance. more...

What happens if you don't have a Will? - Intestacies
If a will has not been made then a deceased estate is likely to take longer to administer. more...